Did you know that most Americans can’t afford a $1,000 emergency? Even more wouldn’t be able to get through the loss of a job for an extended amount of time. According to Dave Ramsey, that’s why it is so important to have an emergency fund. How much of an emergency fund you should have depends…
6 Steps To Get Your Budget Right In 2020
If you have huge financial goals you want to attain in 2020, you need a good financial plan. Since it’s still the beginning of the year, there’s no better time than now to get your money in order and take a fresh look at everything. With that in mind, here are six steps to get…
5 Budget-Friendly Things To Eat When You’re Broke
Rich or poor, you need to eat to survive. A tight budget makes meal planning a challenge but it’s something that you can overcome. Financial hardships happen to people at any age: students subsisting on a meager allowance, employees living paycheck to paycheck, and retirees stretching a small pension. Many have gone through these situations…
23 Ways To Practice Self Care On A Budget
In recent years, there have been more and more discussions about the importance and practice of self care. Psychologists, employers and motivational speakers are among the professionals who have encouraged individuals to take a break from the chaos of daily stress to focus on their physical and emotional well-being. However, some common self-care practices like…
The Free Holiday Planner Printable is Here!
Are you ready for a stress-free holiday season? If the answer is yes, then the easiest way to start is with a holiday planner. Stay organized, and eliminate holiday stress with my Free Holiday Planner! No more running around like a lunatic trying to keep track of everything. My planner has everything you need to…
How To Create A Realistic Travel Budget That Actually Works
When you travel, you want it to be a good experience. You don’t want to worry about every cent you spend, and you definitely don’t want to be broke when you arrive home. When you’re thinking of your next trip, you may be wondering how to avoid mistakes with money that occurred during previous vacations….